The allegations read: I sold the customer a venture vantage (manulife) annuity on 03/07/00 which i thought had the grip feature which guarantees 6% return if annuitization is elected. In nov.2002 when i tried to add money to the contract, i realized it idd not have the feature and due to the market drop the past 3 years, the value of the annuity dropped from an initial investment of $54,668.96 to a value of $18,758.69 on april 1, 2003.